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Credit unions are not in the business of raising revenue by instituting fees.  You will find that fees at a credit union are fewer and smaller than at other financial institutions, and generally reflect an expense incurred by the credit union.

New account fee, $2.00

Return fee for non-sufficient funds, $30.00

Return of deposited check, $30.00

Stop payment request (includes money orders and ACHs), $15.00

Stop payment of official check, $35.00

Copies of checks, $2.00 each

Copies of statements, per month, first one free, $2.00 each after

Statement returned in mail with forwarding address, $10.00

Statement returned in mail without forwarding address, $15.00

Use of non-CO-OP network ATM, $2.00

Replacement of lost or damaged Visa Debit Card, by mail, $5.00

Replacement of lost or damaged Visa Debit Card, issued in office, $10.00

Replacement Visa PIN, $5.00

Instant issue debit card, $10.00

Visa Debit Card overdraft fee, $30.00

Debit card reactivation, $5.00

Debit card dispute, if shown not to be fraud, $15.00

Money orders, $2.00 each

Official check, payable to 3rd party, $3.00 each

Visa Gift Cards, $2.00 each

CUMoney Card (Prepaid Visa), $5.00 each

EZ Pay Loan Payment Portal, $2.00 per transaction

Coin counting machine, 6% of total

Fax service, $1.00

Photocopies, 25 cents per page

Domestic wire transfer (outbound), $20.00

Domestic wire transfer (inbound), $15.00

Preparing & filing discharge of mortgage, $50.50

Duplicate loan coupon book, $5.00

Dormant account fee per month, after 2 years inactive, $10.00

Processing levy/subpoena, $25.00


Main office: 915 E. Second Street
Jamestown, NY 14701
(716) 483-1650

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