JACFCU currently offers the following types of loans:

  • New & Used Auto
  • Share Secured: Uses funds deposited in your account as collateral.
  • Signature Loans: Personal loans with no collateral.
  • First Mortgage: The primary mortgage on a home you already own.
  • Home Equity: A secondary mortgage; borrow up to 80% of equity.
  • Lines of Credit: To cover overdrafts, or to have credit ready when you need it.

The Credit Union charges the following loan fees:

  • Loan Refinance Fee - $25.00 (when refinancing an existing JACFCU loan)

  • Preparing and Filing Discharge of Mortgage - $50.50

For specific rate information, and additional fees that may apply, look under “Rates & Fees” at the top of the page.

Jamestown Area Community Federal Credit Union
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