• Serving our community since 1940

    Serving our community since 1940

    Great rates, fewer fees, and the hometown touch.
  • Meet Will!

    Meet Will!

    Are you Will(ing) to spend 5 mins with our new friend Will? He’s here to help you complete your will. Don’t delay, use Will be Done today! Read More
  • Six Locations To Serve You!

    Six Locations To Serve You!

    Jamestown * Lakewood * Randolph * Frewsburg * Panama * Read More
  • Member owned and not for profit

    Member owned and not for profit

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We are Re-opening in Lakewood!

May 30, 2014: We are working hard to get our NEW Lakewood location ready to open on June 2. Come see us at 121 Chautauqua Ave. Hours will be the same as before: Open at 9 a.m. every day; closing at 4:00 Monday and Tuesday, 4:30 on Wednesday, and 5:00 on Thursday and Friday. Saturday hours (drive-up only) are 9 to noon.

lakewood branch

New Lakewood branch


JACFCU has teamed-up with Inner Lakes Federal Credit Union to give you even more locations to access your account!

As a member of JACFCU you can now do the following transactions at any Inner Lakes branch:

  • cash and check deposits (no dollar limit)
  • cash and check withdrawals (verification and limits apply)
  • check cashing (verification and limits apply)

The Inner Lakes branch locations that are now available to you for these types of transactions are:

19-21 E. Main Street, Westfield..............Mon.-Thurs: 9:00am - 5:00pm

Friday: 9:00am - 6:00pm
Saturday: 9:00am - Noon

3795 Lakeview Road, Fredonia.............Mon.-Thurs: 9:00am - 5:00pm

Friday: 9:00am - 6:00pm
Saturday: 9:00am - Noon

338 Central Avenue, Dunkirk.................Monday: 9:00am - 5:00pm

Tues. and Wed.: 12:00pm – 5:00pm
Thursday: 9:00am – 5:00pm
Friday: 9:00am - 6:00pm

2 Hadley Bay Road, Stow .......................Mon.-Thurs: Noon - 5:00pm

Friday: Noon - 6:00pm

Just find the green-colored poster that details this service, labeled “We’ve Joined Forces”. Complete the transaction slip that is provided next to the poster. Then take that slip to the teller and your transaction will be performed and posted to your account with JACFCU. A member taking advantage of this service must provide a picture ID and a document that clearly shows their JACFCU account number (such as a membership card, or a recent statement).

2011-2012 Construction Projectproject 090712

See more pictures on our Facebook page!

Sept. 7, 2012

It's almost exactly a year since work began, and we've been comfortably occupying the new addition for more than six months. With our new LE D sign identifying us to all the traffic on Second Street, it's time to call this project complete. Thanks everyone!

May 24, 2012


Since a picture is worth a thousand words (or thereabouts), here are some side-by-side views of how far our project has come:







There are still a few details to be taken care of, such as the automatic openers for the front entrance, and still decorating to be done, but we're very close to finished. It's been a long 8 months since construction began, and we would like to thank all of our members for their patience and good humor through this whole process.


Main office: 915 E. Second Street
Jamestown, NY 14701
(716) 483-1650

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