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Lost or Stolen VISA Debit Cards

If your VISA Debit Card is lost or stolen and the Credit Union Main Office is not open, you may call Certegy at 1-800-453-4270 to report the card lost or stolen. During regular Credit Union hours, you must call the Credit Union Main Office at (716) 483-1650 or 1-888-856-0006 if you are outside of our local calling area.

Order Checks OnLine from Legacy

We are ordering checks from Legacy, a new check supplier. They currently do not have an on-line order site. You can order checks from any of our offices in person (except the Jamestown Drive-Thru Office) Monday through Friday from 9:00 am to 4:30 pm.

IMPORTANT INFORMATION ABOUT YOUR SAVINGS ACCOUNT

Federal regulations do not allow members to automatically debit (that is automatically have money withdrawn from) savings accounts to pay utility bills, life insurance bills, PayPal accounts, etc. If a member is going to automatically debit an account, they can ONLY automatically debit their draft (checking) account. Members may automatically have money credited (that is deposited) to their savings accounts.

IMPORTANT INFORMATION ABOUT YOUR CHECKING ACCOUNT

Federal regulation D states that we can allow no more than six overdraft transfers from your savings account in a calendar month. This applies to transfers we make from savings to checking to cover an overdraft item. Funds transferred before a negative balance occurs would not count. After the sixth transfer from savings to checking to cover an overdraft item, we will pay the item if funds are available. However, we will be required to charge a $25.00 excessive transfer fee for each item paid after the sixth transfer.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information (at least your taxpayer identification number) that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Most recent revision: July 16, 2010
Copyright © 2002 - 2010
Jamestown Area Community Federal Credit Union.
All Rights Reserved.

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